My Dutch Finance

Looking for ways to cut your food costs while living in the Netherlands? In this guide, we’ll explore how to save money on groceries, with smart shopping tips and the best budget-friendly supermarkets in NL.

Investing for your future is smart, but understanding how your assets are taxed in the Netherlands is just as essential. Whether you’re saving for early retirement, building a safety net, or just letting your money grow, it’s important to factor in the role of taxes. In this blog post, we’ll break down how the Dutch wealth tax works in 2025, how much you can keep tax-free, and what strategies may help you reduce your tax burden.

If you're an expat working in the Netherlands, you may have heard about the 30% ruling, a tax advantage designed to attract skilled professionals from abroad. But how does it work, who qualifies, and what are its potential drawbacks? This guide will break it down, helping you understand whether you’re eligible and how to make the most of this financial benefit.

House prices have increased dramatically in the Netherlands over the last few years. In fact, just last year, the average increase was about 11%. If you already own a home, this surge in property value can actually work in your favor. Especially when it comes to reducing your mortgage interest rate.

Choosing the right mortgage is one of the most important steps in buying a home — especially in the Netherlands, where the mortgage landscape includes a variety of options tailored to different financial situations. Whether you’re a Dutch citizen or an international looking to settle down, understanding the types of mortgages in the Netherlands will help you make smart, future-proof decisions.

One of the most surprising things about living in the Netherlands is how common part-time work is. Unlike many other countries where full-time jobs dominate the workforce, a significant portion of Dutch employees choose to work fewer hours—often prioritizing quality time with family, friends, and personal development.

With rising energy costs, finding the best energy supplier in the Netherlands is more important than ever. Whether you're looking to reduce your electricity bill, switch to sustainable energy, or lock in a stable contract, making an informed choice can save you hundreds of euros annually.

In the Netherlands, traditional savings accounts often yield less than 2% interest (as of 2025). For people looking for a safe and simple alternative, there’s a surprisingly effective option hidden in your grocery cart: koopzegels.